" I have known Florence and her husband Steven for more than 15 years. They have been accompanying me throughout my journey with life insurance, health and educational plans as well as investment with Prudential. 
I personally regard them as not just an agent but as one of my supporters, advisor and of course family. Their efficiency and conveniency to accommodate their precious time with me, at any time whether it was a casual coffee time or during emergency at the hospital has made me choose the same traits, being loyal. Florence always suggested a plan that suits my budget and intention as well as updated me on my latest returns of each plan that I have signed up for. We have been great company and I hope we will be still in more years to come. 
I would highly recommend Florence and Steven to my family and friends as one of the best agent I have ever encounter not just for financial advice but also sharing our experiences for a better future planning. 
For those who are still hesitating for life insurance, health and retirement plans, please think about a smaller plan first and eventually go with a better return especially for health benefits. We are not just preparing for ourselves but for our beloved family as well. We never know what the future challenges might be in our lives. Do not wait until it is too late for you to secure yourselves with your insurance planning. Think well and be prepared! "